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We have developed a number of specialised products to give your business the flexibility to create a tailored insurance solution providing the kind of cover and risk management that you need.

Associations Liability

Protects individual officers and trustees and the association against liability for claims arising out of Wrongful Acts including the legal defence of such claims.

Defence Costs

Defence Costs provides separate legal defence costs cover in the event that the cover under the main policy becomes unavailable as a result of a statutory charge under the Law Reform Act 1936.

Directors & Officers Liability

Protects individual directors and officers against liability for claims arising out of Wrongful Acts, as well as the cost of defending those claims.

Employers Liability

Protects employers against claims by their employees for damages as a result of personal injury arising out of or suffered during the course of their employment.

Employment Disputes

Protects employers against liability for claims made by current, former or future employees for an alleged breach of an employment agreement.


Provides reimbursement of losses suffered by an insured arising from the fraudulent or dishonest acts of employees.


For small to medium-sized businesses providing protection against multiple liability risks.

Professional Indemnity

Protects against civil or negligence claims (depending on what cover is selected) by clients, including the cost of defending any court proceedings.

Public & Products Liability

Protects businesses and organisations against claims that their products or services have caused unintended personal injury or property damage.

Statutory Liability

Covers businesses and organisations against liability arising from allegations of breach of various NZ statutes, including the cost of defending such actions and penalties incurred.

Trustees Liability

Covers individual trustees against liability for claims arising out of Wrongful Acts, and the cost of defending those claims.

Insurance policies arranged by licensed insurance brokers or professional advisers and issued by Vero Liability Insurance Limited may vary from the introductory product information provided on this website.

For full policy information, including what excesses, terms, conditions, limits and exclusions apply, please refer to the issued or quoted policy, schedule and any other relevant documentation.