Vero Liability provides Work Care/Work Accident insurance to give Employers an ability to provide early reparations in cases of workplace injury or death.
The Work Care/Work Accident policy provides upfront funds of up to $50,000 to pass onto the victim (or their estate in the event of a fatality). The policy is designed to complement the Health & Safety at Work Act cover provided under our Statutory Liability policy.
In the event of a fatality the Work Care/Work Accident policy also provides for funeral expenses in addition to the Sum Insured of up to $10,000.
An early voluntary reparation payment is often taken into account by courts when determining the level of fines (which are uninsurable) and reparation payments.
Who Needs It?
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Vero Liability products are available through insurance brokers and advisers. An insurance broker provides independent, professional and specialist advice to help make sure you have the right protection. If you don’t already have one, you can find a broker on the Insurance Brokers Association of New Zealand (IBANZ) website by clicking on the button below.