Full claims/circumstances disclosure
Work Care/Work Accident cover provides upfront funds of up to $50,000 for an employer to pass onto the victim (or their estate in the event of a fatality) in the case of certain workplace injuries or death. The policy is designed to complement the Health & Safety at Work Act cover provided under our Statutory Liability policy.
In the event of a fatality the Work Care/Work Accident policy also provides for funeral expenses in addition to the sum insured of $10,000.
An early voluntary reparation payment is often taken into account by courts when determining the level of fines payable (which are uninsurable) and what reparation payment needs to be made.