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About VL


VL was incorporated in 2001 with a vision to build a market leading specialist company through the provision of quality liability insurance solutions.  VL is a wholly owned subsidiary of Vero New Zealand (Previously Royal & SunAlliance) with the ultimate parent being ASX listed Suncorp Group, a leading trans-Tasman financial services business.

Based on Insurance Council New Zealand industry premium statistics, VL ranks amongst the top 10 New Zealand insurers by premium income and is trusted by many of New Zealand's largest companies and professional firms as well as thousands of smaller businesses, schools, clubs, directors, trusts and enterprises to provide reliable and flexible liability insurance.

With changing laws and demands liability insurance is a challenging area.  

VL is committed to meeting the needs of its policyholders and is trusted to do so.


Specialist Knowledge

VL has a full range of liability insurance products suitable for almost any business or operation in New Zealand.

VL backs the products with an experienced team of insurance underwriters, specialist claims lawyers and managers to ensure its policyholders get early and effective help with unexpected legal issues.

VL's extensive range of liability products includes Professional Indemnity, Directors and Officers Liability, Public and Products Liability, Statutory Liability, LegalEdge and other specialty products.  In all cases, VL's policies provide protection against defence costs and damages for third party claims arising in the ordinary course of policyholders running their businesses or operations. 

Unexpected legal problems range from simple "hold liable" situations for basic property damage and liability, or health and safety breaches to complicated allegations around negligence or breach of duty.

VL's inhouse legal team and top external legal advisers provide policyholders with early and proactive help with the issues that can arise in business and operations in the community.