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Associations Liability

Vero Liability offers Associations Liability insurance to community and industry associations and the persons engaged by these associations. This insurance protects against civil claims brought by members of the association and members of the public, including the cost of defending any court proceedings.


Associations Liability insurance covers:

(i) To the extent they do not receive an indemnity from the association, individual officers and trustees against liability for claims arising out of Wrongful Acts in carrying out their duties; and 

(ii) The association for loss arising from a Wrongful Act for which it indemnifies an officer or trustee of the association; and

(iii) If Professional Indemnity cover is selected, the association for liability for claims of breach of a professional duty arising out of any Wrongful Act.  

The insurance covers liability to the claimant as well as the cost of defending the claim. This is important because defence costs can be significant, and are unlikely to be recoverable in full from the claimant, whether or not the claim is justified.

The policy includes cover for any past, present or future director, secretary, officer, trustee committee member or employee of an association or any other person acting on behalf of the association or at the direction of management. The association is covered for the cost of indemnifying its officer.


Who should consider this product?

Any public or private association and individual officers who serve that organisation.

Requesting a Quote

Our website provides general information about our products and services and is not intended to be financial advice. Vero Liability products are available through insurance brokers and advisers. An insurance broker provides independent, professional and specialist advice to help make sure you have the right protection. If you don’t already have one, you can find a broker on the Insurance Brokers Association of New Zealand (IBANZ) website by clicking on the button below.

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