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Statutory Liability

Vero Liability offers Statutory Liability insurance to cover businesses and organisations against liability arising from allegations of breach of various NZ statutes, including the cost of defending such actions and penalties incurred.


Statutory Liability insurance responds to unexpected and unintentional breaches of statute which may result in prosecution. This insurance covers the company, any director, officer, trustee manager or secretary, and the company itself where it is legally permitted or required to indemnify its directors and officers.

Case law relating to the Health & Safety at Work Act shows the substantial statutory liability exposures that can be faced by companies, directors, and senior management. Reparation orders are covered, but fines are not (they are uninsurable, according to the legislation). 

The policy does not cover, among other things, employee contract claims, police prosecutions or IRD proceedings and does not cover any deliberate breach or disregard of statutory requirements.


Who should consider this product?

Any company or organisation.

Requesting a Quote

Our website provides general information about our products and services and is not intended to be financial advice. Vero Liability products are available through insurance brokers and advisers. An insurance broker provides independent, professional and specialist advice to help make sure you have the right protection. If you don’t already have one, you can find a broker on the Insurance Brokers Association of New Zealand (IBANZ) website by clicking on the button below.

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