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VL has a full range of liability insurance products to suit any business or operation in New Zealand. We specialise in tailoring insurance solutions that work.

We are proud to have people with the experience, skill and commitment to ensure that our customers receive prompt and professional service.   

At VL we are passionate about the law and liability claims. We are a specialty liability insurer and all claims are dealt with in New Zealand.

Welcome to Vero Liability Insurance Limited

Vero Liability Insurance Limited (VL) is New Zealand’s only licensed insurance company specialising in liability insurance.

It is a leader in providing insurance against the costs of unexpected legal issues.

VL has a full range of liability insurance products suitable for most businesses, professional firms, consultants, not for profit organisations and construction projects.

VL takes pride in looking after its policyholders who face legal claims and employs experienced staff to ensure that policyholders receive prompt and professional service. 

VL distributes its products and services in partnership with professional insurance brokers and advisers.


Certificate of Insurance Requests

Brokers can now request certificates directly from our website.

Provided that the policy details match our records, a response will be provided within 4 business hours.

Market Bulletins & Latest News


May 2018

Hazardous Substances - Statutory Liability

Hazardous Substances regulations enforced under the Health & Safety at Work Act effective from 01 December 2017. There are now specific duties imposed on Persons Conducting a Business Undertaking (PCBUs) in the handling and management of hazardous substances.


May 2018

Cyber Insurance - Privacy Breach Regulation

Privacy breach regulation is tightening in major offshore markets.


May 2018

Health & Safety at Work

The Health & Safety at Work Act 2015 is generating a dramatically increased level of fines upon conviction for individuals and business entities.