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Structural Defects

Vero Liability offers Structural Defects insurance to homeowners of newly built residential dwellings which have been issued with a Code Compliance Certificate and meet eligibility criteria. The product is sold under the NZ Home Warranty brand through selected insurance brokers and other channels.


Structural Defects insurance responds to claims for all costs actually, reasonably and necessarily incurred to repair 'structural defects' in newly built residential dwellings.  It is a first resort cover.  The cover is non-cancellable and issued for 10 years.

Who should consider this product?

Owners of new code compliant residential dwellings.

Requesting a Quote

Vero Liability products are available through insurance brokers and advisers. An insurance broker provides independent, professional and specialist advice to help make sure you have the right protection. If you don’t already have one, you can find a broker on the Insurance Brokers Association of New Zealand (IBANZ) website by clicking on the button below.

Broker Checklist

Ensure a timely response to your quote by completing the checklist.

View Checklist