The Employers Liability policy provides protection to employers for:
Settlements or damages payable (including exemplary damages) in respect of claims for personal injury to employees suffered in the course of their employment and not covered by accident compensation.
The costs incurred in defending or settling these claims, including any prosecution, inquiry or investigation.
The costs incurred in defending allegations of a breach of the Health and Safety in Employment Act 1992.
Reparation awards made by a Court following a prosecution under the Health and Safety in Employment Act 1992 and amendments.
Who is Protected
Coverage is provided to:
The Employer Company and any subsidiary company as declared.
Any officer which includes a director, trustee, manager or employee in that capacity, in respect of any allegation of a breach of the Health and Safety in Employment Act 1992.