Employers Liability Policy

The Employers Liability policy provides protection to employers for:

  • Settlements or damages payable (including exemplary damages) in respect of claims for personal injury to employees suffered in the course of their employment and not covered by accident compensation.
  • The costs incurred in defending or settling these claims, including any prosecution, inquiry or investigation.
  • The costs incurred in defending allegations of a breach of the Health and Safety in Employment Act 1992.
  • Reparation awards made by a Court following a prosecution under the Health and Safety in Employment Act 1992 and amendments.
Who is Protected

Coverage is provided to:
  • The Employer Company and any subsidiary company as declared.
  • Any officer which includes a director, trustee, manager or employee in that capacity, in respect of any allegation of a breach of the Health and Safety in Employment Act 1992.

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