Cover provided includes:

• Liability under Statute, eg Health and Safety in Employment Act, Resource Management Act
• Criminal offences
• Serious traffic offences

• Hospitality eg. bar workers serving underage patrons, bouncers removing unsavoury guests
• Adventure tourism eg. employee facing OSH action over jet boat accident
• Truck driver facing prosecution for serious traffic infringements
• Hotel doorman assaulting a patron
• Construction site foreman implicated in OSH investigations
• Shopkeeper selling tobacco to underage persons
• Real Estate agent facing complaints action by industry regulatory body